In the last post, the seventh, eighth and ninth characteristics of financially whole individuals were highlighted. The necessity of having adequate life insurance, living debt free, and having a good credit score were specifically discussed. Today, I want to cover the final three traits of financial wholeness.
10. Have a will. Proverbs 13:22 says, “A good man leaveth an inheritance to his children’s children.” Not only should you leave an inheritance, but you should make sure you have a will so that your wealth will be distributed to your heirs the way that you want it to be distributed. That means that estate planning is a must. Estate planning will help you to pass on the maximum amount of your estate and pay the minimum amount of estate tax and probate fees. Thus, you may want to talk to a financial planner and/or a lawyer about how to set up your estate so that you can maximize the inheritance you leave to generations that come after you. Another option may be to check out one of the online legal services to see what type of cost effective assistance they can offer in terms of getting a simple will drafted.
11. Actively save for retirement. Proverbs 6:6-9 says, “Go to the ant, …consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.” Therefore, those who save for retirement are mimicking the ant. When we retire from a regular job, it frees us up to be able to work in the Kingdom full-time in our golden years. The only way we will be able to do that is to accumulate wealth so that we will have enough money to draw from to pay for our living expenses for the rest of our lives.
12. Give generously to the Kingdom. Ephesians 4:28 says, “He who has been stealing must steal no longer, but must work, doing something useful with his own hands, that he may have something to share with those in need.” The reason why we are working is to be able to not only meet our own needs, but to meet the needs of others. II Corinthians 9 8 says, “And God is able to make all grace abound toward you; that ye, always having all sufficiency in all things, may abound to every good work.” He wants to put us in a position to give generously to Kingdom to help those who are in need.
So what do you think? Based on the twelve characteristics of financial wholeness, are you where you’d like to be financially? If the answer is yes, praise the Lord. If the answer is no, what will you do? Actually, the plan for becoming financially whole is already written out in the Word of God. The Bible talks extensively about the topic of finances. If we follow God’s financial road map, our ultimate destination will most certainly be financial wholeness.
If you are on the road to financial wholeness, what is the next logical step you need to take? Leave a comment below.
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