In my last blog post, I relayed three characteristics of financially whole individuals. They recognize: 1) God is their source, 2) He owns everything they have, and 3) the necessity of paying their tithes. Today, I’d like to give you three more of twelve traits that signify financial wholeness. If you desire to be in a financially sound position, these are three very important elements you must have in place:
4. Have adequate income to cover expenses. Philippians 4:19 says, “But my God shall supply all your need according to his riches in glory by Christ Jesus.” Paul said this to the Corinthians who gave of their resources to meet his needs. He was saying if you meet the needs of the Kingdom, God will meet your needs. You will indeed, have enough income to meet your basic necessities. If you are living hand to mouth and do not have enough income to cover your expenses, then you must urgently seek God and find out why. If you need more income, seek God’s direction and then ask Him to give you ideas to make extra money. He gives you the power to get wealth (Deuteronomy 8:18).
5. Establish a budget. When God supplies your needs, you need to have a budget to make sure the resources are managed properly. Proverbs 27:23 says “Be sure you know the condition of your flocks, give careful attention to your herds.” In today’s financial terms, that means have a budget written down and stick to it. You have to know how much money you have coming in and how much you are spending. If you live above or right at your means, you will never have anything. Therefore, live below your means if want to be able to save for a rainy day or save for retirement.
6. Have emergency savings. Just as Joseph stored up grain during the years of plenty to prepare for the years of drought and famine, so should we store up money during the good financial times so that we can weather the financial storms that come. Let’s face it. Financial emergencies are inevitable. An emergency fund will help you to stay out of debt and allow you to have a cash reserve to draw from when trouble arises. Start out with $1000 as a goal and gradually build up to the place where you have 3-6 months of your living expenses in a savings account.
These are attributes that signify financial wholeness. God wants you whole in all areas of your life. Financial wholeness is in His will for you, and it’s your birthright as a child of God. In my next post, I will share three more traits of the financially successful.
What do area do you need to work on to become financially whole? Leave a comment below.
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